![]() Only one website is authorized to fill orders for the free annual credit report you are entitled to under law. ![]() That’s in addition to the one free Equifax report (plus your Experian and TransUnion reports) you can get at. can get 6 free credit reports per year through 2026 by visiting the Equifax website or by calling 1-86. UPDATE: Starting in 2020, everyone in the U.S. The law allows you to order one free copy of your report from each of the nationwide credit reporting companies every 12 months. You may order your reports from each of the three nationwide credit reporting companies at the same time, or you can order your report from each of the companies one at a time. They are providing free annual credit reports only through, 1-87 or mailing to Annual Credit Report Request Service. Do not contact the three nationwide credit reporting companies individually. Or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. The three nationwide credit reporting companies have set up a central website, a toll-free telephone number, and a mailing address through which you can order your free annual report. Here are the details about your rights under the FCRA, which established the free annual credit report program. Nationwide credit reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the FCRA with respect to credit reporting companies.Ī credit report includes information on where you live, how you pay your bills, and whether you’ve been sued or have filed for bankruptcy. The FCRA promotes the accuracy and privacy of information in the files of the nation’s credit reporting companies. The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies - Equifax, Experian and TransUnion - to provide you with a free copy of your credit report, at your request, once every 12 months.
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